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Combo Card
Creditbank brings you the new 2 in 1 Combo Card by Mastercard. Combining credit and debit in a single card, you simply select the account of your choice at points of sale and ATMs.
Card Characteristics:
Choose & Pay: Selecting between credit or debit is as simple as a click. You can choose between your credit or debit account before making any transaction or payment at POS and ATMs.
Convenient & Easy to use: The Combo Card can be used easily at points of sale for purchases and at ATMs. For withdrawals and other transactions while navigating between your credit and debit accounts.
Secure: The Combo Card is equipped with a PIN to protect against misuse at POS and ATMs. The pin code may be unified across both accounts for great convenience.
Card Features:
Combo Card with credit account in USD
- Currency: USD for the credit account | USD or LBP for debit account
- Card Limit: $2,000 - $7,000 for credit account (outstanding balance for the debit account)
- Price per year: $115
- Monthly payment : 5%,10% or 100% of the due balance. Should the due balance be less than $50, then it should be repaid at 100%
- Grace period: up to 40 days* on purchases
- Travel Insurance Fees: $1/month
- Fraud Insurance Fees: $11/year
- Late Payment Fees: $15/month
- Exceeding Card Limit: 10% of the exceeded amount
- Monthly Interest Rate: 1.9% on purchases | 2.3% on cash withdrawals
- Annual Percentage Rate: 27.34%
- ATM Withdrawal Fees:
Creditbank Network: 2% or min $5
CSC Network, non CSC network
International: 2% or min $5
Combo Card with credit account in LBP
- Currency: LBP for the credit account | LBP or USD for debit account
- Card limit: LBP1,000,000 – LBP10,000,000 (outstanding balance for the debit account)
- Price per year: LBP 150,000
- Monthly payment: 5%,10% or 100% of the due balance. Should the due balance be less than LBP75,000, then it should be repaid at 100%
- Grace period: up to 40 days* on purchases
- SMS alert fee: LBP1,500/month
- Travel insurance: LBP1,500/month
- Fraud insurance: LBP16,500/ year
- Late payment fees: LBP25,000/month
- Exceeding credit limit: 10% of the exceeded amount
- Monthly interest rate: 2.09% on purchases | 2.42% on cash withdrawals
- Annual Percentage Rate: 30.10%
- ATM Withdrawal Fees:
Creditbank network: 2% or minimum LBP7,500
CSC network: 2% or minimum LBP7,500
Non-CSC network: 2% or minimum LBP7,500
International: 2% or minimum LBP7,500
*The cardholder shall be exempted from interest charges due on purchases, provided that the due balance is paid in full (100%) before the 5th of the next month.
ADDITIONAL benefits:
Combo Card with credit account in USD
- 2000 points welcome bonus for the "My Points" loyalty program
- Free enrollment into “My Points” loyalty program: every $1 spent on purchases = 1.5 points earned learn more
- Free Priority Pass membership card learn more
- Unlimited complimentary access to 10+ VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt
- Exclusive Mastercard offers & promotions using ”Mastercard Buy 1 Get 1” & “Mastercard For You” mobile applications
- SMS alert notification service learn more.
- CB Pull SMS service learn more.
- Free emergency cardholder services
- Free life insurance: Coverage up to $7,500/year
- Fraud Insurance: Coverage up to $5,000/year
- Travel insurance learn more.
Combo Card with credit account in LBP
- 2000 points welcome bonus for the "My Points" loyalty program
- Free enrollment into “My Points” loyalty program: every LBP1,500 spent on purchases = 1.5 points earned
- Unlimited complimentary access to 10+ VIP lounges in the UAE, KSA, Jordan, Kuwait and Egypt
- Exclusive Mastercard offers and promotions using “Mastercard Buy 1 Get 1” and “Mastercard For You” mobile applications
- SMS alert notification service
- Free emergency cardholder services
- Free life insurance: coverage up LBP11,000,000/year
- Fraud Insurance: coverage up to $5,000/year
- Travel Insurance:
Ticket coverage: minimum 50% of the ticket paid by card
Accidental death: up to $50,000
Hospitalization: up to $50,000
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